ETF Switch Calculator

A cheaper fund sounds like a free win, until you factor in the capital gains tax you'd trigger by selling out of your current one. See the real breakeven point.

Your current holding and the alternative

You currently hold

Considering switching to

Amount originally invested ($)

Purchase date

Your marginal tax rate

Assumed annual growth (%)

Show value after (years)

Growth rate is the same hypothetical assumption applied to both funds before their real fee is subtracted, so the comparison isolates the fee difference — not a forecast. CGT uses the same rules as the capital gains tax calculator (50% discount if held 12+ months).

Select both funds above to see if switching is worth it.